APPLY for critical home repairs

Thank you for your interest in Rebuilding Together of Greater Charlotte. We seek a safe and healthy home for every person in the Greater Charlotte area by providing critical home repairs free of charge to selected homeowners through the Building a Healthy Neighborhood Program and the Critical Home Repair Program.

Homeowners are selected based on qualifying criteria, types of repairs needed, and the ability and availability of our volunteers and contractors to complete the needed work. Please review the eligibility information before applying.

Currently, applications are closed for all counties. Rebuilding Together of Greater Charlotte will announce when applications are open after using this time to evaluate the process it uses to review applications for critical home repair and accessibility modification projects.

Meeting the general eligibility requirements for our programs does NOT guarantee that repairs will be provided.

Eligibility Details

General Eligibility Requirements

  • The home must be located in our service area, which includes Mecklenburg, Union, Cabarrus, Iredell, and Gaston counties.

  • You must own your home, live in it, and intend to remain in it for at least five years after receiving repairs from RTGC. For more information on remaining in your home for five years, review our Forgivable Loan Policy.

  • The total gross combined income for all residents of your home, including any rental income, must be less than 80% of the Area Median Income (some funding sources will require income below 50% AMI).

  • You must be current on property taxes and mortgage payments or on a documented payment plan.

  • You must have an active homeowner’s insurance policy or must agree to obtain one as soon as repairs are completed.

  • Other requirements may apply depending on the funding source utilized for the project.

Forgivable Loan Policy

To ensure our program funding contributes to the long-term preservation of affordable housing and assists homeowners who plan to continue living in their homes, RTGC has implemented the following policy:

All RTGC critical repair projects require a forgivable loan in the amount of the cost of repairs for a duration between four (4) and fifteen (15) years, depending on the project funding source. If the homeowner is unable to remain in the home for the duration of the forgiveness period, the remaining balance of the loan will be paid through the sale of the home. The homeowner may choose to transfer the property to an heir, and the forgiveness period will continue until completed until the home is sold.

Depending on the source of funding used to support the project, other funder policies may apply and will be shared with the homeowner during the pre-construction phase before the homeowner agreement is signed. Currently, all government funding sources that support RTGC projects have varying policies, but all require the placement of a forgivable loan for a period of time after repairs are completed.

How to Apply

Do you believe you’re eligible for Rebuilding Together of Greater Charlotte’s critical home repair and accessibility modification services? You may apply for our services online or by mail when applications open again.

Apply Online

You may apply for our services online. Please note that the online application works best on a computer, laptop, or tablet using Safari or Firefox browsers.

Submitting an application nor meeting the general eligibility requirements for our programs does NOT guarantee that repairs will be provided.

Apply by Mail

To apply by mail, download an application and mail the completed application to Rebuilding Together of Greater Charlotte, 9801 Southern Pine Blvd., Suite E, Charlotte, NC 28273.

Aplicar en español

Podemos ayudarte si hablas español. Llámanos al (980) 236-0979 y solicita servicios de traducción. También puedes aplicar por correo. Descargue una versión en español de la solicitud y envíenos por correo la solicitud completa (Rebuilding Together of Greater Charlotte, 9801 Southern Pine Blvd., Suite E, Charlotte, NC 28273).

 
 

Questions?

Do you have questions about the application process for Rebuilding Together of Greater Charlotte’s services? Please contact us, so we can help!

 

Additional Resources

As a community revitalization partner, Rebuilding Together of Greater Charlotte is committed to working with other community organizations to bring awareness to available community resources. If you work with an organization with resources available, please contact us so we can display the opportunities here.